Insurance requirements vary depending on where and how you teach.
If you are employed by a venue and are covered under their insurance policy, you may not need additional coverage. Many gyms, studios, and facilities include instructors under their umbrella policy, so it’s always worth checking with your employer first.
If your venue requires instructors to carry their own insurance, or if you teach independently, personal liability insurance is strongly recommended. Independent instructors often rent studio space, partner with community centers, or teach without a direct employer, and in those scenarios, having your own coverage is an important layer of protection for both you and your class attendees
You can find helpful insurance information on major fitness certification websites such as AFAA or IDEAfit. While POUND does not endorse specific companies, many of our Pros choose NEXT Insurance for their personal coverage.
Having your own liability insurance is considered best practice. The specific policy you choose should depend on what formats you teach, how you run your classes, and the level of coverage you feel comfortable with.